Plum: Smart Saving & Investing

Plum: Smart Saving & Investing APP gives your personal finances a boost with its automated deposits, accessible investing, and smart budgeting features. With just a few taps, link your bank accounts and credit cards to get a full overview of your finances. Plum can automatically set aside money for you based on your rules and preferences, whether it's through its AI algorithm or Round Ups. Plus, with Plum Interest, you can earn up to 5.15% returns that follow the Bank of England base rate. Start investing with just £1 and enjoy unlimited commission-free† stock investing with up to 3,000 US companies. Expand your portfolio with funds, including options with an ethical focus, and even get ready for retirement with Plum's Self Invested Personal Pension (SIPP) option. Your security and privacy are also a priority, with biometric security, secure data storage, and dedicated customer support available 7 days a week. Download Plum now to give your money the momentum it needs to reach your financial goals.

Features of the Plum App:

- Automated deposits: Link your bank accounts and credit cards to easily set aside money for savings and investments. Plum allows you to automate your deposits and choose how much money you want to save.

- Plum Interest: With Plum, you can earn up to 5.15% interest on your savings, following the Bank of England base rate. You have easy access to your money with 1-business day withdrawals, and any returns are paid daily.

- Splitter feature: Use the Splitter to divide your deposits between savings and investment funds, allowing you to save and invest simultaneously. You can earn up to 4.21% AER on your savings with a FSCS-protected Interest Pocket.

- Commission-free stock investing: Create your profile and start investing in US company stocks without any commission fees. You can invest in up to 3,000 companies like Amazon or Tesla and set up recurring buy orders and price alerts.

- Diversify your investments with funds: Choose from a selection of 26 different funds themed around risk level or sector. Personalise your portfolio with funds that match your preferences, including options with ethical focus and premium funds with greater diversification.

- Retirement planning: Plum allows you to consolidate your existing pensions into one Self Invested Personal Pension (SIPP). You can choose from risk-managed or diversified global funds and enjoy tax relief on your contributions.

Conclusion:

Plum is an all-in-one smart saving and investing app that offers a range of features to help you reach your financial goals. With automated deposits, high-interest savings accounts, commission-free stock investing, and diversified investment funds, Plum makes it easy to manage your money and grow your wealth. Whether you're saving for short-term goals or planning for retirement, Plum provides intuitive tools and options to suit your needs. With a strong focus on security and privacy, you can trust Plum to protect your sensitive data. Download Plum now to give your personal finances a boost and start achieving your financial aspirations.