Laybuy

Introducing Laybuy app, your ultimate shopping companion for both in-store and online purchases. With a single login, you can securely shop at thousands of retailers worldwide. Say goodbye to long SMS codes and hello to quick and seamless payments with our in-app personalised barcode. Plus, managing your finances has never been easier with our payment tracking feature. Browse through our vast shop directory, filled with the biggest name retailers, and always stay up-to-date with the latest trends and deals. Just remember to use the app responsibly, as missed payments may affect your credit score. Download the app today and experience a whole new way to shop!

Features of Laybuy:

❤ Shop Securely: The app provides a secure payment platform that can be used at thousands of retailers around the world, both online and in-store. With a single login, you can shop with peace of mind knowing that your information is protected.

❤ Convenient In-Store Payments: The app features an in-app barcode that makes it easy to pay with the app in-store. No more fumbling with SMS codes or waiting for confirmation messages – simply scan the barcode and complete your purchase in seconds.

❤ Easy Financial Management: Managing your payments and budget has never been easier. The app allows you to keep track of upcoming payments, pay off orders early if you choose, and check your available credit anytime, anywhere.

❤ Extensive Shop Directory: With thousands of retailers in the app's shop directory, you'll have a virtual mall in your pocket. Discover the latest trends, find exclusive deals, and never miss out on that must-have item again. From big-name brands to boutique shops, the app has it all.

FAQs:

❤ What is the app and how does it work?

The app is a lending platform that allows you to split your purchase into six equal instalments. You can use the app to pay at participating retailers, whether online or in-store.

❤ Is the app regulated?

The app is an unregulated credit service, so it's important to use it responsibly and meet the payment obligations. Late payment fees may apply, and missing payments could affect your credit score and future access to the app.

❤ Can I pay off my orders early?

Yes, you have the option to pay off your orders early through the app. This gives you flexibility and allows you to manage your finances according to your needs.

❤ What happens if I miss a payment?

If you miss a payment, a £6 late fee will be charged after 24 hours. If the payment is still not made after 7 days, another £6 fee will be charged. It's important to make all payments on time to avoid additional charges and maintain good standing with the app.

Conclusion:

Laybuy app offers a seamless and secure shopping experience, whether you're shopping in-store or online. With features like in-app barcode payment and easy financial management, it's never been easier to stay on top of your payments and budget. Additionally, the extensive shop directory ensures that you'll never miss out on the latest trends or exclusive deals. However, it's important to use the app responsibly, as late payment fees may apply and failure to meet payment obligations could affect your credit score. Download the app today to enjoy a new level of convenience and flexibility in your shopping experience.