NHCSXH - GDTC

The NHCSXH - GDTC app is here to empower individuals and families by providing them with the necessary knowledge and tools for effective financial management. Created with the support of Oxfam graduates in Vietnam, this app offers a range of useful features. Users can access information about the Bank for Social Policy (VBSP), including its introduction, loan processes, interest rates, and more. The app also provides valuable financial education knowledge, covering topics such as personal finance management and efficient use of loans for production and business. With features like expenditure management, loan calculation, and savings tracking, users can easily stay on top of their financial situation. Additionally, the app keeps users updated with new services from VBSP and even offers a read-aloud function for all text articles.

Features of NHCSXH - GDTC:

> Information about Bank for Social Policy (VBSP):

- Introduction to VBSP: Provides an overview of VBSP and its role in providing financial services to individuals and families.

- VBSP's loan process and interest rate procedure: Explains how to apply for loans from VBSP and the associated interest rates.

- Incentive service: Highlights the special incentives and benefits provided by VBSP to its customers.

- Farmers do business successfully: Shares success stories and tips from farmers who have utilized VBSP loans to improve their businesses.

> Information about financial education knowledge:

- Personal/household financial management: Provides guidance on managing personal and household finances effectively.

- Support for production and business: Offers models and knowledge on how to make efficient use of loans for production and business purposes, including livestock production.

- Knowledge of financial education: Offers detailed financial lessons with multiple-choice exercises for users to learn and apply to their daily lives.

> Expenditure management:

- Manage expenditure sources and revenues by week, month, and year: Helps track and analyze income and expenses over different time periods.

- User-entered daily expenditure: Allows users to enter their daily expenses for the application to calculate residual or deficit results.

> Calculate loan payables (principal, interest), savings:

- User-entered information: Users can input their loan or deposit details, and the application will calculate the principal, interest, and other relevant information over time.

> Notice of new services of VBSP: Keeps users updated on the latest financial programs and services offered by VBSP.

> Read aloud text (speech-to-text) for all text articles in the app: Allows users to have articles read out to them, enhancing accessibility and convenience.

Tips for Users:

> Take advantage of the financial education knowledge section: Spend time studying the financial lessons and completing the exercises to enhance your understanding and practical application of financial concepts.

> Regularly track your expenses: Make it a habit to enter your daily expenses into the application to stay on top of your budget and identify areas where you can save or cut back.

> Utilize the loan and savings calculators: When planning for big purchases or considering taking out a loan, use the application's calculators to understand the repayment amounts and interest costs over time.

Conclusion:

The NHCSXH - GDTC application provides users with a wide range of features to improve their financial management knowledge and skills. From learning about the Bank for Social Policy to tracking expenses and calculating loan repayments, the app offers practical tools and information to help individuals and families make informed financial decisions. By utilizing the app's features and following the playing tips provided, users can enhance their financial well-being and make the most out of the services offered by VBSP. Download the app now to take control of your finances and stay updated on the latest financial programs.