Ceria

Introducing Ceria app, the ultimate solution for all your digital lending needs. Designed as an Android application, the app is the brainchild of Bank BRI, offering a hassle-free way for all saving customers to access a quick and convenient loan facility. With just a few simple clicks, users can obtain up to Rp 20 million within a mere 30 minutes. Whether it's for an urgent purchase or to fulfill your online transaction needs, the app has you covered. Choose your desired installment period of up to 12 months and forget about repayment worries, as your savings account will be automatically debited on each due date. Say goodbye to financial stress and hello to the app!

Features of Ceria:

* Convenient Application Process: The app offers a hassle-free application process through its user-friendly Android application. Bank BRI saving customers can easily apply for the facility without any additional documentation or paperwork.

* Flexible Loan Amount: Users can avail themselves of a loan amount ranging from a minimum of Rp 500.000 up to a maximum of Rp 20.000.000. This provides users with the flexibility to borrow according to their specific financial needs.

* Competitive Interest Rate: The app offers a flat interest rate of 1.99% per month or an Annual Percentage Rate (APR) of 23.88%. This competitive rate ensures that users can manage their repayments effectively without feeling burdened by high interest charges.

* Extended Repayment Tenors: Users have the option to choose a repayment tenor of up to 12 months. This allows for more manageable monthly installments, ensuring that users can repay their loans comfortably over an extended period.

Tips for Users:

* Assess Your Financial Needs: Before applying for a loan through the app, evaluate your financial needs and borrow only the necessary amount. This will help you avoid unnecessary debt and ensure that you can comfortably repay the loan over the chosen tenor.

* Plan Your Repayments: Consider your monthly budget and plan your loan repayments accordingly. By keeping track of your repayment schedule and ensuring sufficient funds in your saving account, you can avoid any potential late payment charges or penalties.

* Utilize the Facility Responsibly: While the app offers a convenient borrowing option, it is important to use the facility responsibly. Only borrow when necessary and avoid taking on excessive debt that could potentially strain your finances.

Conclusion:

Ceria is the ideal digital lending solution for Bank BRI saving customers who require quick and convenient access to funds for their online transactions. With the app, users can easily apply for loans ranging from Rp 500,000 to Rp 20,000,000 with flexible repayment options. The competitive interest rate and extended repayment tenors make it easier for users to manage their finances and fulfill their repayment obligations. By utilizing the app responsibly and planning their repayments effectively, users can benefit from this user-friendly loan product and fulfill their online transaction needs conveniently.